Home Insurance in Fox Crossing, Wisconsin
With a median home value of $248,100, Fox Crossing is 10% higher than the Winnebago County median.
The typical home in Fox Crossing was built around 1982. About 11% of homes were built before 1960, about 22 points below Winnebago County's 33%. Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them.
The housing stock in Fox Crossing is 60% single-family homes, 30% apartments in buildings with 5+ units and 3% mobile or manufactured homes. Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy.
In Fox Crossing, about 64% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
Fox Crossing has an owner-occupancy rate of 60% and a vacancy rate of 1%; unoccupied homes typically need a different coverage form.
Most homes in Fox Crossing - 72% - are primarily heated with natural gas.
What's the biggest home insurance risk near Fox Crossing? FEMA's National Risk Index points to strong wind (Relatively High) in Winnebago County and Winnebago County had 486 active NFIP flood policies as of September 2026. See the full Winnebago County home insurance overview for all FEMA hazard ratings and flood coverage details.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Wisconsin carries a statewide average premium of $923 per year.
Key figures
| Median home value | $248,100 |
|---|---|
| Median year built | 1982 |
| Owner-occupied share | 60% |
| Share of owner-occupied homes with a mortgage | 64% |
| Top county hazard | Strong Wind (Relatively High) |
| Active NFIP policies in Winnebago County | 486 |
| Home insurance premium | $923 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)