Home Insurance by State

Statewide average home insurance premiums, housing data and licensed agencies for all 50 states and the District of Columbia.

StateStatewide average premium
Alabama$1,906
Alaska$1,216
Arizona$1,194
Arkansas$1,870
California$1,655
Colorado$2,492
Connecticut$2,036
Delaware$1,196
District of Columbia$1,545
Florida$2,779
Georgia$1,828
Hawaii$1,549
Idaho$1,135
Illinois$1,480
Indiana$1,259
Iowa$1,342
Kansas$1,733
Kentucky$1,525
Louisiana$3,027
Maine$1,150
Maryland$1,578
Massachusetts$2,134
Michigan$1,110
Minnesota$1,988
Mississippi$2,029
Missouri$1,589
Montana$1,768
Nebraska$2,142
Nevada$1,013
New Hampshire$1,300
New Jersey$1,551
New Mexico$1,490
New York$1,801
North Carolina$1,852
North Dakota$1,414
Ohio$1,116
Oklahoma$2,486
Oregon$1,003
Pennsylvania$1,217
Rhode Island$2,396
South Carolina$1,753
South Dakota$1,614
Tennessee$1,649
Texas$2,864
Utah$1,107
Vermont$1,215
Virginia$1,537
Washington$1,232
West Virginia$1,179
Wisconsin$923
Wyoming$1,853

Sources