Home Insurance in Neenah, Wisconsin
Homes in Neenah carry a median value of $210,700 - 7% lower than the Winnebago County median.
The typical home in Neenah was built around 1970. About 39% of homes were built before 1960, about 6 points above Winnebago County's 33%. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing.
In Neenah, the housing stock is 72% single-family homes and 20% apartments in buildings with 5+ units.
66% of owner-occupied homes in Neenah carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
Neenah has an owner-occupancy rate of 66% and a vacancy rate of 5%; unoccupied homes typically need a different coverage form.
Most homes in Neenah - 74% - are primarily heated with natural gas.
FEMA rates Winnebago County's overall risk as Relatively Moderate, led by strong wind (Relatively High). Winnebago County had 486 active NFIP flood policies as of September 2026. See the full Winnebago County home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in Wisconsin is $923 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $210,700 |
|---|---|
| Median year built | 1970 |
| Owner-occupied share | 66% |
| Share of owner-occupied homes with a mortgage | 66% |
| Top county hazard | Strong Wind (Relatively High) |
| Active NFIP policies in Winnebago County | 486 |
| Home insurance premium | $923 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)