Terms of Use

Last updated: 2026-09-29

Informational use only

HomeInsuranceQts.com provides general information about home insurance topics, home insurance industry data and, on Texas pages, licensed agency information. It does not provide insurance, legal or financial advice, and using the site does not create any advisory relationship.

No warranty of accuracy

Data on this site comes from third-party public sources (see the Methodology page) and may contain errors, omissions or lag behind the source's own updates. The site is provided "as is" without any warranty, express or implied, including accuracy, completeness or fitness for a particular purpose.

Third-party data attribution

Figures on this site are drawn from and attributed to the Texas Department of Insurance (agency licensing data), the U.S. Census Bureau (American Community Survey and Gazetteer files), the Federal Emergency Management Agency (National Risk Index and National Flood Insurance Program data), and the National Association of Insurance Commissioners (Homeowners Report). Each page's Sources section lists which of these apply to that page.

Accounts

Creating an account requires accurate contact information, name, email address and phone number, for one person. An account may be removed for abuse, fraudulent information or violation of these terms.

Limitation of liability

To the fullest extent permitted by law, HomeInsuranceQts.com is not liable for any loss or damage arising from use of, or reliance on, information on this site, including decisions about insurance coverage or providers.

Changes to these terms

These terms may be updated from time to time. The "Last updated" date at the top of this page reflects the most recent change.