Home Insurance in Kimberly, Wisconsin
With a median home value of $228,100, Kimberly is 15% lower than the Outagamie County median.
Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them. The typical home in Kimberly was built around 1977. About 29% of homes were built before 1960, in line with Outagamie County (28%).
In Kimberly, the housing stock is 70% single-family homes and 22% apartments in buildings with 5+ units.
55% of owner-occupied homes in Kimberly carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
Kimberly has an owner-occupancy rate of 62% and a vacancy rate of 2%; unoccupied homes typically need a different coverage form.
Most homes in Kimberly - 76% - are primarily heated with natural gas.
What's the biggest home insurance risk near Kimberly? FEMA's National Risk Index points to hail (Relatively Moderate) in Outagamie County and Outagamie County had 190 active NFIP flood policies as of September 2026. See the full Outagamie County home insurance overview for all FEMA hazard ratings and flood coverage details.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Wisconsin carries a statewide average premium of $923 per year.
Key figures
| Median home value | $228,100 |
|---|---|
| Median year built | 1977 |
| Owner-occupied share | 62% |
| Share of owner-occupied homes with a mortgage | 55% |
| Top county hazard | Hail (Relatively Moderate) |
| Active NFIP policies in Outagamie County | 190 |
| Home insurance premium | $923 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)