Home Insurance in Little Chute, Wisconsin
Homes in Little Chute carry a median value of $245,800 - 8% lower than the Outagamie County median.
The typical home in Little Chute was built around 1986. About 19% of homes were built before 1960, about 9 points below Outagamie County's 28%. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing.
Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy. The housing stock in Little Chute is 65% single-family homes, 23% apartments in buildings with 5+ units and 4% mobile or manufactured homes.
59% of owner-occupied homes in Little Chute carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
Little Chute has an owner-occupancy rate of 58% and a vacancy rate of 5%; unoccupied homes typically need a different coverage form.
In Little Chute, 73% of homes are primarily heated with natural gas.
Outagamie County's top FEMA-rated hazard is hail (Relatively Moderate), per FEMA's National Risk Index. Outagamie County had 190 active NFIP flood policies as of September 2026. See the full Outagamie County home insurance overview for all FEMA hazard ratings and flood coverage details.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Wisconsin carries a statewide average premium of $923 per year.
Key figures
| Median home value | $245,800 |
|---|---|
| Median year built | 1986 |
| Owner-occupied share | 58% |
| Share of owner-occupied homes with a mortgage | 59% |
| Top county hazard | Hail (Relatively Moderate) |
| Active NFIP policies in Outagamie County | 190 |
| Home insurance premium | $923 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)