Home Insurance in Hollyvilla, Kentucky
With a median home value of $162,100, Hollyvilla is 35% lower than the Jefferson County median.
The typical home in Hollyvilla was built around 1961. About 45% of homes were built before 1960, about 10 points above Jefferson County's 35%. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing.
The housing stock in Hollyvilla is 93% single-family homes and 7% apartments in buildings with 5+ units.
About 82% of owner-occupied homes in Hollyvilla have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
Hollyvilla has an owner-occupancy rate of 89% and a vacancy rate of 2%; unoccupied homes typically need a different coverage form.
75% of homes in Hollyvilla are primarily heated with natural gas.
What's the biggest home insurance risk near Hollyvilla? FEMA's National Risk Index points to tornado (Very High) in Jefferson County and Jefferson County had 3,848 active NFIP flood policies as of September 2026. See the full Jefferson County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Kentucky, the statewide average premium for a standard HO-3 homeowners policy is $1,525 per year (NAIC, 2023 data).
Key figures
| Median home value | $162,100 |
|---|---|
| Median year built | 1961 |
| Owner-occupied share | 89% |
| Share of owner-occupied homes with a mortgage | 82% |
| Top county hazard | Tornado (Very High) |
| Active NFIP policies in Jefferson County | 3,848 |
| Home insurance premium | $1,525 - statewide average (NAIC, 2023 data) |
Nearby towns
- South Park View
- Hunters Hollow
- Hillview
- Pioneer Village
- Fox Chase
- Hebron Estates
- Lynnview
- Poplar Hills
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)