Home Insurance in Fox Chase, Kentucky
The median home value in Fox Chase is $320,100, 29% higher than the Bullitt County median.
Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild. The typical home in Fox Chase was built around 1980. About 1% of homes were built before 1960, about 5 points below Bullitt County's 6%.
In Fox Chase, the housing stock is 100% single-family homes.
About 60% of owner-occupied homes in Fox Chase have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
Fox Chase has an owner-occupancy rate of 100% and a vacancy rate of 2%; unoccupied homes typically need a different coverage form.
Most homes in Fox Chase - 50% - are primarily heated with electricity.
Bullitt County had 601 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is strong wind (Relatively High). See the full Bullitt County home insurance overview for all FEMA hazard ratings and flood coverage details.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Kentucky carries a statewide average premium of $1,525 per year.
Key figures
| Median home value | $320,100 |
|---|---|
| Median year built | 1980 |
| Owner-occupied share | 100% |
| Share of owner-occupied homes with a mortgage | 60% |
| Top county hazard | Strong Wind (Relatively High) |
| Active NFIP policies in Bullitt County | 601 |
| Home insurance premium | $1,525 - statewide average (NAIC, 2023 data) |
Nearby towns
- Pioneer Village
- Hillview
- Hebron Estates
- Hunters Hollow
- Shepherdsville
- Hollyvilla
- South Park View
- Heritage Creek
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)