Home Insurance in Poplar Hills, Kentucky
Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild. The typical home in Poplar Hills was built around 1962. About 49% of homes were built before 1960, about 14 points above Jefferson County's 35%.
In Poplar Hills, the housing stock is 2% single-family homes, 75% apartments in buildings with 5+ units and 2% mobile or manufactured homes. The rest are 2-4 unit or other housing types.
Poplar Hills has an owner-occupancy rate of 0% and a vacancy rate of 2%; unoccupied homes typically need a different coverage form.
In Poplar Hills, 58% of homes are primarily heated with electricity.
Jefferson County's top FEMA-rated hazard is tornado (Very High), per FEMA's National Risk Index. Jefferson County had 3,848 active NFIP flood policies as of September 2026. See the full Jefferson County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Kentucky, the statewide average premium for a standard HO-3 homeowners policy is $1,525 per year (NAIC, 2023 data).
Key figures
| Median year built | 1962 |
|---|---|
| Owner-occupied share | 0% |
| Top county hazard | Tornado (Very High) |
| Active NFIP policies in Jefferson County | 3,848 |
| Home insurance premium | $1,525 - statewide average (NAIC, 2023 data) |
Nearby towns
- Lynnview
- Watterson Park
- West Buechel
- Audubon Park
- Strathmoor Manor
- Wellington
- Strathmoor Village
- Kingsley
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)