Home Insurance in Hillview, Kentucky
With a median home value of $186,300, Hillview is 25% lower than the Bullitt County median.
The typical home in Hillview was built around 1980. About 5% of homes were built before 1960, about 1 point below Bullitt County's 6%. Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild.
Housing in Hillview breaks down to 90% single-family homes and 6% apartments in buildings with 5+ units.
In Hillview, about 66% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
The vacancy rate is 5%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy. About 79% of occupied homes in Hillview are owner-occupied.
In Hillview, 54% of homes are primarily heated with natural gas.
Bullitt County's top FEMA-rated hazard is strong wind (Relatively High), per FEMA's National Risk Index. Bullitt County had 601 active NFIP flood policies as of September 2026. See the full Bullitt County home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in Kentucky is $1,525 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $186,300 |
|---|---|
| Median year built | 1980 |
| Owner-occupied share | 79% |
| Share of owner-occupied homes with a mortgage | 66% |
| Top county hazard | Strong Wind (Relatively High) |
| Active NFIP policies in Bullitt County | 601 |
| Home insurance premium | $1,525 - statewide average (NAIC, 2023 data) |
Nearby towns
- Pioneer Village
- Hunters Hollow
- Fox Chase
- Hebron Estates
- Hollyvilla
- South Park View
- Heritage Creek
- Shepherdsville
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)