Home Insurance in Suring, Wisconsin
The median home value in Suring is $85,400, 63% lower than the Oconto County median.
Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. The typical home in Suring was built around 1958. About 55% of homes were built before 1960, about 29 points above Oconto County's 26%.
Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy. The housing stock in Suring is 77% single-family homes, 13% apartments in buildings with 5+ units and 7% mobile or manufactured homes.
In Suring, about 42% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
The vacancy rate is 23%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy. About 66% of occupied homes in Suring are owner-occupied.
Most homes in Suring - 78% - are primarily heated with natural gas.
FEMA rates Oconto County's overall risk as Relatively Low, led by hail (Relatively Moderate). Oconto County had 110 active NFIP flood policies as of September 2026. See the full Oconto County home insurance overview for all FEMA hazard ratings and flood coverage details.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Wisconsin carries a statewide average premium of $923 per year.
Key figures
| Median home value | $85,400 |
|---|---|
| Median year built | 1958 |
| Owner-occupied share | 66% |
| Share of owner-occupied homes with a mortgage | 42% |
| Top county hazard | Hail (Relatively Moderate) |
| Active NFIP policies in Oconto County | 110 |
| Home insurance premium | $923 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)