Home Insurance in Pound, Wisconsin
Homes in Pound carry a median value of $123,300 - 22% lower than the Marinette County median.
The typical home in Pound was built around 1948. Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them. About 64% of homes were built before 1960, about 32 points above Marinette County's 32%.
Housing in Pound breaks down to 77% single-family homes and 21% apartments in buildings with 5+ units.
About 74% of owner-occupied homes in Pound have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
The vacancy rate is 12%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy. About 79% of occupied homes in Pound are owner-occupied.
In Pound, 80% of homes are primarily heated with natural gas.
What's the biggest home insurance risk near Pound? FEMA's National Risk Index points to hail (Relatively Moderate) in Marinette County and Marinette County had 84 active NFIP flood policies as of September 2026. See the full Marinette County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Wisconsin, the statewide average premium for a standard HO-3 homeowners policy is $923 per year (NAIC, 2023 data).
Key figures
| Median home value | $123,300 |
|---|---|
| Median year built | 1948 |
| Owner-occupied share | 79% |
| Share of owner-occupied homes with a mortgage | 74% |
| Top county hazard | Hail (Relatively Moderate) |
| Active NFIP policies in Marinette County | 84 |
| Home insurance premium | $923 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)