Home Insurance in Coleman, Wisconsin
With a median home value of $165,100, Coleman is close to the Marinette County median.
The typical home in Coleman was built around 1958. About 55% of homes were built before 1960, about 23 points above Marinette County's 32%. Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild.
In Coleman, the housing stock is 64% single-family homes and 15% apartments in buildings with 5+ units. The rest are 2-4 unit or other housing types.
In Coleman, about 62% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
The vacancy rate is 5%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy. About 48% of occupied homes in Coleman are owner-occupied.
90% of homes in Coleman are primarily heated with natural gas.
What's the biggest home insurance risk near Coleman? FEMA's National Risk Index points to hail (Relatively Moderate) in Marinette County and Marinette County had 84 active NFIP flood policies as of September 2026. See the full Marinette County home insurance overview for all FEMA hazard ratings and flood coverage details.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Wisconsin carries a statewide average premium of $923 per year.
Key figures
| Median home value | $165,100 |
|---|---|
| Median year built | 1958 |
| Owner-occupied share | 48% |
| Share of owner-occupied homes with a mortgage | 62% |
| Top county hazard | Hail (Relatively Moderate) |
| Active NFIP policies in Marinette County | 84 |
| Home insurance premium | $923 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)