Home Insurance in Mosinee, Wisconsin
Homes in Mosinee carry a median value of $156,100 - 29% lower than the Marathon County median.
Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. The typical home in Mosinee was built around 1972. About 41% of homes were built before 1960, about 10 points above Marathon County's 31%.
In Mosinee, the housing stock is 76% single-family homes and 20% apartments in buildings with 5+ units.
In Mosinee, about 67% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
About 63% of occupied homes in Mosinee are owner-occupied. The vacancy rate is 4%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy.
Most homes in Mosinee - 78% - are primarily heated with natural gas.
What's the biggest home insurance risk near Mosinee? FEMA's National Risk Index points to hail (Relatively Moderate) in Marathon County and Marathon County had 203 active NFIP flood policies as of September 2026. See the full Marathon County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Wisconsin, the statewide average premium for a standard HO-3 homeowners policy is $923 per year (NAIC, 2023 data).
Key figures
| Median home value | $156,100 |
|---|---|
| Median year built | 1972 |
| Owner-occupied share | 63% |
| Share of owner-occupied homes with a mortgage | 67% |
| Top county hazard | Hail (Relatively Moderate) |
| Active NFIP policies in Marathon County | 203 |
| Home insurance premium | $923 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)