Home Insurance in Kronenwetter, Wisconsin
With a median home value of $273,300, Kronenwetter is 24% higher than the Marathon County median.
The typical home in Kronenwetter was built around 2002. About 5% of homes were built before 1960, about 26 points below Marathon County's 31%. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing.
The housing stock in Kronenwetter is 86% single-family homes, 11% apartments in buildings with 5+ units and 1% mobile or manufactured homes.
In Kronenwetter, about 70% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
Kronenwetter has an owner-occupancy rate of 85% and a vacancy rate of 2%; unoccupied homes typically need a different coverage form.
Homes heated with propane can carry added fire risk. Fuel-tank leaks and spills are often excluded from standard homeowners policies. In Kronenwetter, 66% of homes are primarily heated with natural gas.
Marathon County's top FEMA-rated hazard is hail (Relatively Moderate), per FEMA's National Risk Index. Marathon County had 203 active NFIP flood policies as of September 2026. See the full Marathon County home insurance overview for all FEMA hazard ratings and flood coverage details.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Wisconsin carries a statewide average premium of $923 per year.
Key figures
| Median home value | $273,300 |
|---|---|
| Median year built | 2002 |
| Owner-occupied share | 85% |
| Share of owner-occupied homes with a mortgage | 70% |
| Top county hazard | Hail (Relatively Moderate) |
| Active NFIP policies in Marathon County | 203 |
| Home insurance premium | $923 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)