Home Insurance in Marathon City, Wisconsin
The median home value in Marathon City is $198,200, 10% lower than the Marathon County median.
The typical home in Marathon City was built around 1974. About 30% of homes were built before 1960, in line with Marathon County (31%). Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them.
In Marathon City, the housing stock is 84% single-family homes, 10% apartments in buildings with 5+ units and 2% mobile or manufactured homes.
56% of owner-occupied homes in Marathon City carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
About 80% of occupied homes in Marathon City are owner-occupied.
Most homes in Marathon City - 75% - are primarily heated with natural gas.
What's the biggest home insurance risk near Marathon City? FEMA's National Risk Index points to hail (Relatively Moderate) in Marathon County and Marathon County had 203 active NFIP flood policies as of September 2026. See the full Marathon County home insurance overview for all FEMA hazard ratings and flood coverage details.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Wisconsin carries a statewide average premium of $923 per year.
Key figures
| Median home value | $198,200 |
|---|---|
| Median year built | 1974 |
| Owner-occupied share | 80% |
| Share of owner-occupied homes with a mortgage | 56% |
| Top county hazard | Hail (Relatively Moderate) |
| Active NFIP policies in Marathon County | 203 |
| Home insurance premium | $923 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)