Home Insurance in Juab County, Utah
Homes in Juab County carry a median value of $425,400 - 13% lower than the Utah median.
Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them. The typical home in Juab County was built around 1982. About 28% of homes were built before 1960, about 13 points above Utah's 15%.
Housing in Juab County breaks down to 92% single-family homes, 2% apartments in buildings with 5+ units and 2% mobile or manufactured homes.
About 64% of owner-occupied homes in Juab County have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
Juab County has an owner-occupancy rate of 84% and a vacancy rate of 5%; unoccupied homes typically need a different coverage form.
In Juab County, 74% of homes are primarily heated with natural gas.
FEMA's National Risk Index lists wildfire (Relatively Moderate), winter weather (Relatively Moderate) and earthquake (Relatively Low) as the leading hazards for Juab County. Standard homeowners policies exclude earthquake, so separate coverage is usually needed.
Juab County had 7 active National Flood Insurance Program policies as of September 2026. Standard homeowners insurance does not cover flood damage, so flood coverage needs a separate NFIP or private flood policy.
In Utah, the statewide average premium for a standard HO-3 homeowners policy is $1,107 per year (NAIC, 2023 data).
Key figures
| Median home value | $425,400 |
|---|---|
| Median year built | 1982 |
| Owner-occupied share | 84% |
| Share of owner-occupied homes with a mortgage | 64% |
| Top hazards (FEMA National Risk Index) | Wildfire (Relatively Moderate), Winter Weather (Relatively Moderate), Earthquake (Relatively Low) |
| Active NFIP flood policies (county) | 7 |
| Home insurance premium | $1,107 - statewide average (NAIC, 2023 data) |
Towns and cities
Sources
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)