Home Insurance in Levan, Utah
Homes in Levan carry a median value of $364,000 - 14% lower than the Juab County median.
The typical home in Levan was built around 1978. About 41% of homes were built before 1960, about 13 points above Juab County's 28%. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing.
In Levan, the housing stock is 92% single-family homes, 3% apartments in buildings with 5+ units and 5% mobile or manufactured homes. Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy.
62% of owner-occupied homes in Levan carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
Levan has an owner-occupancy rate of 94% and a vacancy rate of 9%; unoccupied homes typically need a different coverage form.
Homes heated with wood can carry added fire risk. Fuel-tank leaks and spills are often excluded from standard homeowners policies. Most homes in Levan - 77% - are primarily heated with natural gas.
FEMA rates Juab County's overall risk as Very Low, led by wildfire (Relatively Moderate). Juab County had 7 active NFIP flood policies as of September 2026. See the full Juab County home insurance overview for all FEMA hazard ratings and flood coverage details.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Utah carries a statewide average premium of $1,107 per year.
Key figures
| Median home value | $364,000 |
|---|---|
| Median year built | 1978 |
| Owner-occupied share | 94% |
| Share of owner-occupied homes with a mortgage | 62% |
| Top county hazard | Wildfire (Relatively Moderate) |
| Active NFIP policies in Juab County | 7 |
| Home insurance premium | $1,107 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)