Home Insurance in Rocky Ridge, Utah
With a median home value of $573,400, Rocky Ridge is 35% higher than the Juab County median.
The typical home in Rocky Ridge was built around 2006. Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them. About 0% of homes were built before 1960, about 28 points below Juab County's 28%.
In Rocky Ridge, the housing stock is 77% single-family homes and 2% mobile or manufactured homes. The rest are 2-4 unit or other housing types.
Almost no owner-occupied homes in Rocky Ridge carry a mortgage.
About 55% of occupied homes in Rocky Ridge are owner-occupied. The vacancy rate is 19%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy.
Most homes in Rocky Ridge - 55% - are primarily heated with natural gas. Homes heated with wood can carry added fire risk. Fuel-tank leaks and spills are often excluded from standard homeowners policies.
Juab County's top FEMA-rated hazard is wildfire (Relatively Moderate), per FEMA's National Risk Index. Juab County had 7 active NFIP flood policies as of September 2026. See the full Juab County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Utah, the statewide average premium for a standard HO-3 homeowners policy is $1,107 per year (NAIC, 2023 data).
Key figures
| Median home value | $573,400 |
|---|---|
| Median year built | 2006 |
| Owner-occupied share | 55% |
| Share of owner-occupied homes with a mortgage | 0% |
| Top county hazard | Wildfire (Relatively Moderate) |
| Active NFIP policies in Juab County | 7 |
| Home insurance premium | $1,107 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)