Home Insurance in Crowley, Texas
The median home value in Crowley is $269,100, 17% lower than the Tarrant County median.
The typical home in Crowley was built around 2003. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. About 4% of homes were built before 1960, about 9 points below Tarrant County's 13%.
Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy. The housing stock in Crowley is 85% single-family homes, 5% apartments in buildings with 5+ units and 5% mobile or manufactured homes.
About 69% of owner-occupied homes in Crowley have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
The vacancy rate is 4%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy. About 74% of occupied homes in Crowley are owner-occupied.
In Crowley, 59% of homes are primarily heated with electricity.
FEMA rates Tarrant County's overall risk as Relatively High, led by hail (Very High). Tarrant County had 5,647 active NFIP flood policies as of September 2026. See the full Tarrant County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Texas, the statewide average premium for a standard HO-3 homeowners policy is $2,864 per year (NAIC, 2023 data).
5 licensed insurance agencies serve this area.
Key figures
| Median home value | $269,100 |
|---|---|
| Median year built | 2003 |
| Owner-occupied share | 74% |
| Share of owner-occupied homes with a mortgage | 69% |
| Top county hazard | Hail (Very High) |
| Active NFIP policies in Tarrant County | 5,647 |
| Home insurance premium | $2,864 - statewide average (NAIC, 2023 data) |
Licensed insurance agencies in Crowley
- DUCOTE INSURANCE AGENCY LLC, Crowley (General Lines Agency)
- E.R.B. INSURANCE GROUP, LLC, Crowley (General Lines Agency)
- JOSH HANNA INSURANCE AGENCY, INC., Crowley (General Lines Agency)
- SMART INSURANCE & ASSETS LLC, Crowley (General Lines Agency)
- SMARTBALANCE BUSINESS SOLUTIONS LLC, Crowley (General Lines Agency)
Data source: Texas Department of Insurance - licensed agencies, https://data.texas.gov/d/3yqc-fcdt
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)
- Texas Department of Insurance - licensed agencies (2026)