Home Insurance in Benbrook, Texas
With a median home value of $296,400, Benbrook is 8% lower than the Tarrant County median.
The typical home in Benbrook was built around 1983. About 10% of homes were built before 1960, about 3 points below Tarrant County's 13%. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing.
In Benbrook, the housing stock is 74% single-family homes and 18% apartments in buildings with 5+ units.
About 58% of owner-occupied homes in Benbrook have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
The vacancy rate is 6%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy. About 67% of occupied homes in Benbrook are owner-occupied.
In Benbrook, 73% of homes are primarily heated with electricity.
FEMA rates Tarrant County's overall risk as Relatively High, led by hail (Very High). Tarrant County had 5,647 active NFIP flood policies as of September 2026. See the full Tarrant County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Texas, the statewide average premium for a standard HO-3 homeowners policy is $2,864 per year (NAIC, 2023 data).
This area lists 10 licensed insurance agencies.
Key figures
| Median home value | $296,400 |
|---|---|
| Median year built | 1983 |
| Owner-occupied share | 67% |
| Share of owner-occupied homes with a mortgage | 58% |
| Top county hazard | Hail (Very High) |
| Active NFIP policies in Tarrant County | 5,647 |
| Home insurance premium | $2,864 - statewide average (NAIC, 2023 data) |
Licensed insurance agencies in Benbrook
- ADAMS INSURANCE AND FINANCIAL SERVICES, INC., Benbrook (General Lines Agency)
- CTI AGENCY LLC, Benbrook (General Lines Agency)
- CYNTHIA J. IRVIN INSURANCE AGENCY INC, Benbrook (General Lines Agency)
- INSURING THE FUTURE, INC., Benbrook (General Lines Agency)
- JENNINGS INSURANCE AGENCY, LLC, Benbrook (General Lines Agency)
- KD INSURANCE SOLUTIONS, LLC, Benbrook (General Lines Agency)
- KRIPPEL INSURANCE GROUP LLC, Benbrook (General Lines Agency)
- MACCHIA GENERAL AGENCY, INC., Benbrook (General Lines Agency)
- MATT SCHEFFLER AGENCY, LLC, Benbrook (General Lines Agency)
- TEXAS INSURANCE SERVICES INC., Benbrook (General Lines Agency)
Data source: Texas Department of Insurance - licensed agencies, https://data.texas.gov/d/3yqc-fcdt
Nearby towns
- White Settlement
- Westover Hills
- Westworth Village
- Edgecliff Village
- River Oaks
- Aledo
- Crowley
- Sansom Park
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)
- Texas Department of Insurance - licensed agencies (2026)