Home Insurance in Burleson, Texas
The median home value in Burleson is $308,200, 8% higher than the Johnson County median.
The typical home in Burleson was built around 2002. Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them. About 2% of homes were built before 1960, about 5 points below Johnson County's 7%.
Housing in Burleson breaks down to 83% single-family homes, 10% apartments in buildings with 5+ units and 2% mobile or manufactured homes.
In Burleson, about 71% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
The vacancy rate is 4%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy. About 72% of occupied homes in Burleson are owner-occupied.
Most homes in Burleson - 81% - are primarily heated with electricity.
Johnson County had 566 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is tornado (Relatively High). See the full Johnson County home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in Texas is $2,864 per year, according to the NAIC homeowners insurance report (2023 data).
This area lists 20 licensed insurance agencies.
Key figures
| Median home value | $308,200 |
|---|---|
| Median year built | 2002 |
| Owner-occupied share | 72% |
| Share of owner-occupied homes with a mortgage | 71% |
| Top county hazard | Tornado (Relatively High) |
| Active NFIP policies in Johnson County | 566 |
| Home insurance premium | $2,864 - statewide average (NAIC, 2023 data) |
Licensed insurance agencies in Burleson
- 4C INSURANCE AGENCY, LLC, Burleson (General Lines Agency)
- BURNETT INSURANCE AGENCY INCORPORATED, Burleson (General Lines Agency)
- CAPS- INS LLC, Burleson (General Lines Agency)
- ESTES INSURANCE GROUP, LLC, Burleson (General Lines Agency)
- EXPERT TAX SOLUTIONS LLC, Burleson (Pers Lines Prop and Cas Agency)
- GEANNE CARTER AGENCY LLC, Burleson (General Lines Agency)
- INTERNATIONAL STANDARD TRANSPORT RISK, LLC, Burleson (General Lines Agency)
- JBLSIA, LLC, Burleson (General Lines Agency)
- JUSTICE INSURANCE AGENCY, INC, Burleson (General Lines Agency)
- KAPTINS, LLC, Burleson (General Lines Agency)
- LONE STAR SHIELD INSURANCE AGENCY LLC, Burleson (General Lines Agency)
- LUXURY FINANCIAL & INSURANCE LLC, Burleson (Pers Lines Prop and Cas Agency)
- M J J INSURANCE AGENCY, INC., Burleson (General Lines Agency)
- MAGNOLIA STAR INSURANCE ADVISORS LLC, Burleson (General Lines Agency)
- MATTHEW GREY RHIDENOUR, LLC, Burleson (General Lines Agency)
- QUOTE TEXAS INSURANCE, INC., Burleson (General Lines Agency)
- ROCKHAVEN INSURANCE AGENCY LLC, Burleson (General Lines Agency)
- SARA KING INSURANCE AGENCY, LLC, Burleson (General Lines Agency)
- TEXAS RISK GROUP LLC, Burleson (General Lines Agency)
- TOOLE INSURANCE GROUP INC, Burleson (General Lines Agency)
Data source: Texas Department of Insurance - licensed agencies, https://data.texas.gov/d/3yqc-fcdt
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)
- Texas Department of Insurance - licensed agencies (2026)