Home Insurance in Christine, Texas
Homes in Christine carry a median value of $107,300 - 39% lower than the Atascosa County median.
The typical home in Christine was built around 1978. About 13% of homes were built before 1960, in line with Atascosa County (12%). Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing.
In Christine, the housing stock is 58% single-family homes and 42% mobile or manufactured homes. Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy.
20% of owner-occupied homes in Christine carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
Christine has an owner-occupancy rate of 78% and a vacancy rate of 33%; unoccupied homes typically need a different coverage form.
In Christine, 97% of homes are primarily heated with electricity.
Atascosa County's top FEMA-rated hazard is hail (Relatively Moderate), per FEMA's National Risk Index. Atascosa County had 156 active NFIP flood policies as of September 2026. See the full Atascosa County home insurance overview for all FEMA hazard ratings and flood coverage details.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Texas carries a statewide average premium of $2,864 per year.
Key figures
| Median home value | $107,300 |
|---|---|
| Median year built | 1978 |
| Owner-occupied share | 78% |
| Share of owner-occupied homes with a mortgage | 20% |
| Top county hazard | Hail (Relatively Moderate) |
| Active NFIP policies in Atascosa County | 156 |
| Home insurance premium | $2,864 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)