Home Insurance in Jourdanton, Texas
With a median home value of $171,000, Jourdanton is close to the Atascosa County median.
The typical home in Jourdanton was built around 1992. Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them. About 12% of homes were built before 1960, in line with Atascosa County (12%).
In Jourdanton, the housing stock is 63% single-family homes, 8% apartments in buildings with 5+ units and 26% mobile or manufactured homes. Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy.
In Jourdanton, about 64% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
Jourdanton has an owner-occupancy rate of 76% and a vacancy rate of 16%; unoccupied homes typically need a different coverage form.
Most homes in Jourdanton - 70% - are primarily heated with electricity.
FEMA rates Atascosa County's overall risk as Relatively Low, led by hail (Relatively Moderate). Atascosa County had 156 active NFIP flood policies as of September 2026. See the full Atascosa County home insurance overview for all FEMA hazard ratings and flood coverage details.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Texas carries a statewide average premium of $2,864 per year.
6 licensed insurance agencies serve this area.
Key figures
| Median home value | $171,000 |
|---|---|
| Median year built | 1992 |
| Owner-occupied share | 76% |
| Share of owner-occupied homes with a mortgage | 64% |
| Top county hazard | Hail (Relatively Moderate) |
| Active NFIP policies in Atascosa County | 156 |
| Home insurance premium | $2,864 - statewide average (NAIC, 2023 data) |
Licensed insurance agencies in Jourdanton
- CHICOINE INSURANCE AGENCY, INC, Jourdanton (General Lines Agency)
- CHICOINE INSURANCE AGENCY, INC, Jourdanton (Pers Lines Prop and Cas Agency)
- GARRETT WIATREK INSURANCE SERVICES LLC, Jourdanton (General Lines Agency)
- JOURDANTON INSURANCE AGENCY, LLC, Jourdanton (General Lines Agency)
- JSB INVESTMENTS INC, Jourdanton (General Lines Agency)
- LONG INSURANCE AND FINANCIAL SERVICES, INC., Jourdanton (General Lines Agency)
Data source: Texas Department of Insurance - licensed agencies, https://data.texas.gov/d/3yqc-fcdt
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)
- Texas Department of Insurance - licensed agencies (2026)