Home Insurance in Pleasanton, Texas
Homes in Pleasanton carry a median value of $204,300 - 17% higher than the Atascosa County median.
The typical home in Pleasanton was built around 1984. About 14% of homes were built before 1960, about 2 points above Atascosa County's 12%. Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them.
In Pleasanton, the housing stock is 64% single-family homes, 7% apartments in buildings with 5+ units and 22% mobile or manufactured homes. Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy.
49% of owner-occupied homes in Pleasanton carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
Pleasanton has an owner-occupancy rate of 62% and a vacancy rate of 11%; unoccupied homes typically need a different coverage form.
78% of homes in Pleasanton are primarily heated with electricity.
FEMA rates Atascosa County's overall risk as Relatively Low, led by hail (Relatively Moderate). Atascosa County had 156 active NFIP flood policies as of September 2026. See the full Atascosa County home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in Texas is $2,864 per year, according to the NAIC homeowners insurance report (2023 data).
8 licensed insurance agencies are listed for this area.
Key figures
| Median home value | $204,300 |
|---|---|
| Median year built | 1984 |
| Owner-occupied share | 62% |
| Share of owner-occupied homes with a mortgage | 49% |
| Top county hazard | Hail (Relatively Moderate) |
| Active NFIP policies in Atascosa County | 156 |
| Home insurance premium | $2,864 - statewide average (NAIC, 2023 data) |
Licensed insurance agencies in Pleasanton
- ATASCOSA COUNTRY SALES, INC., Pleasanton (General Lines Agency)
- FIRST SOURCE INSURANCE SOLUTIONS LLC, Pleasanton (General Lines Agency)
- FSP ADVISORS LLC, Pleasanton (General Lines Agency)
- LILIANA HERNANDEZ INSURANCE AND FINANCIAL SERVICES INC, Pleasanton (General Lines Agency)
- MBA AGENT PARTNERS, Pleasanton (General Lines Agency)
- RICKS INSURANCE AGENCY INC, Pleasanton (General Lines Agency)
- SCOTT NEWLAND INSURANCE AGENCY, LLC, Pleasanton (General Lines Agency)
- SUSAN PICK AGENCY, LLC, Pleasanton (General Lines Agency)
Data source: Texas Department of Insurance - licensed agencies, https://data.texas.gov/d/3yqc-fcdt
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)
- Texas Department of Insurance - licensed agencies (2026)