Home Insurance in Norcross, Georgia
The median home value in Norcross is $403,400, 6% higher than the Gwinnett County median.
The typical home in Norcross was built around 1990. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. About 4% of homes were built before 1960, about 2 points above Gwinnett County's 2%.
Housing in Norcross breaks down to 67% single-family homes and 26% apartments in buildings with 5+ units.
65% of owner-occupied homes in Norcross carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
The vacancy rate is 6%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy. About 60% of occupied homes in Norcross are owner-occupied.
Most homes in Norcross - 60% - are primarily heated with natural gas.
Gwinnett County had 1,066 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is hail (Relatively High). See the full Gwinnett County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Georgia, the statewide average premium for a standard HO-3 homeowners policy is $1,828 per year (NAIC, 2023 data).
Key figures
| Median home value | $403,400 |
|---|---|
| Median year built | 1990 |
| Owner-occupied share | 60% |
| Share of owner-occupied homes with a mortgage | 65% |
| Top county hazard | Hail (Relatively High) |
| Active NFIP policies in Gwinnett County | 1,066 |
| Home insurance premium | $1,828 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)