Home Insurance in Tucker, Georgia
Homes in Tucker carry a median value of $384,500 - 7% higher than the DeKalb County median.
The typical home in Tucker was built around 1981. About 6% of homes were built before 1960, about 9 points below DeKalb County's 15%. Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild.
In Tucker, the housing stock is 70% single-family homes and 24% apartments in buildings with 5+ units.
62% of owner-occupied homes in Tucker carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
Tucker has an owner-occupancy rate of 63% and a vacancy rate of 10%; unoccupied homes typically need a different coverage form.
In Tucker, 67% of homes are primarily heated with natural gas.
FEMA rates DeKalb County's overall risk as Relatively Moderate, led by hail (Relatively High). DeKalb County had 2,938 active NFIP flood policies as of September 2026. See the full DeKalb County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Georgia, the statewide average premium for a standard HO-3 homeowners policy is $1,828 per year (NAIC, 2023 data).
Key figures
| Median home value | $384,500 |
|---|---|
| Median year built | 1981 |
| Owner-occupied share | 63% |
| Share of owner-occupied homes with a mortgage | 62% |
| Top county hazard | Hail (Relatively High) |
| Active NFIP policies in DeKalb County | 2,938 |
| Home insurance premium | $1,828 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)