Home Insurance in Doraville, Georgia
Homes in Doraville carry a median value of $331,900 - 7% lower than the DeKalb County median.
Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild. The typical home in Doraville was built around 1975. About 20% of homes were built before 1960, about 5 points above DeKalb County's 15%.
The housing stock in Doraville is 68% single-family homes and 27% apartments in buildings with 5+ units.
About 70% of owner-occupied homes in Doraville have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
Doraville has an owner-occupancy rate of 58% and a vacancy rate of 9%; unoccupied homes typically need a different coverage form.
Most homes in Doraville - 66% - are primarily heated with natural gas.
FEMA rates DeKalb County's overall risk as Relatively Moderate, led by hail (Relatively High). DeKalb County had 2,938 active NFIP flood policies as of September 2026. See the full DeKalb County home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in Georgia is $1,828 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $331,900 |
|---|---|
| Median year built | 1975 |
| Owner-occupied share | 58% |
| Share of owner-occupied homes with a mortgage | 70% |
| Top county hazard | Hail (Relatively High) |
| Active NFIP policies in DeKalb County | 2,938 |
| Home insurance premium | $1,828 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)