Home Insurance in Rudolph, Wisconsin
The median home value in Rudolph is $180,900, close to the Wood County median.
The typical home in Rudolph was built around 1973. About 32% of homes were built before 1960, about 3 points below Wood County's 35%. Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them.
Housing in Rudolph breaks down to 83% single-family homes and 11% apartments in buildings with 5+ units.
51% of owner-occupied homes in Rudolph carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
Rudolph has an owner-occupancy rate of 79% and a vacancy rate of 2%; unoccupied homes typically need a different coverage form.
In Rudolph, 77% of homes are primarily heated with natural gas.
Wood County's top FEMA-rated hazard is hail (Relatively Moderate), per FEMA's National Risk Index. Wood County had 115 active NFIP flood policies as of September 2026. See the full Wood County home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in Wisconsin is $923 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $180,900 |
|---|---|
| Median year built | 1973 |
| Owner-occupied share | 79% |
| Share of owner-occupied homes with a mortgage | 51% |
| Top county hazard | Hail (Relatively Moderate) |
| Active NFIP policies in Wood County | 115 |
| Home insurance premium | $923 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)