HomeInsuranceQts

Home Insurance in Port Edwards, Wisconsin

With a median home value of $158,600, Port Edwards is 10% lower than the Wood County median.

The typical home in Port Edwards was built around 1959. About 52% of homes were built before 1960, about 17 points above Wood County's 35%. Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them.

The housing stock in Port Edwards is 89% single-family homes, 6% apartments in buildings with 5+ units and 1% mobile or manufactured homes.

61% of owner-occupied homes in Port Edwards carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.

The vacancy rate is 7%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy. About 80% of occupied homes in Port Edwards are owner-occupied.

In Port Edwards, 84% of homes are primarily heated with natural gas.

FEMA rates Wood County's overall risk as Relatively Low, led by hail (Relatively Moderate). Wood County had 115 active NFIP flood policies as of September 2026. See the full Wood County home insurance overview for all FEMA hazard ratings and flood coverage details.

In Wisconsin, the statewide average premium for a standard HO-3 homeowners policy is $923 per year (NAIC, 2023 data).

Key figures

Median home value$158,600
Median year built1959
Owner-occupied share80%
Share of owner-occupied homes with a mortgage61%
Top county hazardHail (Relatively Moderate)
Active NFIP policies in Wood County115
Home insurance premium$923 - statewide average (NAIC, 2023 data)
Key home insurance figures for Port Edwards, WI

Nearby towns

Sources

Data last updated: 2026-09-29