HomeInsuranceQts

Home Insurance in Hortonville, Wisconsin

With a median home value of $263,900, Hortonville is close to the Outagamie County median.

The typical home in Hortonville was built around 1985. About 21% of homes were built before 1960, about 7 points below Outagamie County's 28%. Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them.

Housing in Hortonville breaks down to 77% single-family homes and 18% apartments in buildings with 5+ units.

About 68% of owner-occupied homes in Hortonville have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.

About 72% of occupied homes in Hortonville are owner-occupied. The vacancy rate is 2%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy.

In Hortonville, 80% of homes are primarily heated with natural gas.

FEMA rates Outagamie County's overall risk as Relatively Low, led by hail (Relatively Moderate). Outagamie County had 190 active NFIP flood policies as of September 2026. See the full Outagamie County home insurance overview for all FEMA hazard ratings and flood coverage details.

In Wisconsin, the statewide average premium for a standard HO-3 homeowners policy is $923 per year (NAIC, 2023 data).

Key figures

Median home value$263,900
Median year built1985
Owner-occupied share72%
Share of owner-occupied homes with a mortgage68%
Top county hazardHail (Relatively Moderate)
Active NFIP policies in Outagamie County190
Home insurance premium$923 - statewide average (NAIC, 2023 data)
Key home insurance figures for Hortonville, WI

Nearby towns

Sources

Data last updated: 2026-09-29