Home Insurance in Kingston, Wisconsin
The median home value in Kingston is $151,600, 30% lower than the Green Lake County median.
Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild. The typical home in Kingston was built around 1951. About 69% of homes were built before 1960, about 31 points above Green Lake County's 38%.
Housing in Kingston breaks down to 100% single-family homes.
46% of owner-occupied homes in Kingston carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
Kingston has an owner-occupancy rate of 91% and a vacancy rate of 7%; unoccupied homes typically need a different coverage form.
Most homes in Kingston - 86% - are primarily heated with natural gas. Homes heated with propane can carry added fire risk. Fuel-tank leaks and spills are often excluded from standard homeowners policies.
Green Lake County had 48 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is hail (Relatively Moderate). See the full Green Lake County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Wisconsin, the statewide average premium for a standard HO-3 homeowners policy is $923 per year (NAIC, 2023 data).
Key figures
| Median home value | $151,600 |
|---|---|
| Median year built | 1951 |
| Owner-occupied share | 91% |
| Share of owner-occupied homes with a mortgage | 46% |
| Top county hazard | Hail (Relatively Moderate) |
| Active NFIP policies in Green Lake County | 48 |
| Home insurance premium | $923 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)