Home Insurance in Friesland, Wisconsin
With a median home value of $151,300, Friesland is 47% lower than the Columbia County median.
Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them. The typical home in Friesland was built around 1946. About 63% of homes were built before 1960, about 28 points above Columbia County's 35%.
Housing in Friesland breaks down to 89% single-family homes, 7% apartments in buildings with 5+ units and 1% mobile or manufactured homes.
About 73% of owner-occupied homes in Friesland have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
Friesland has an owner-occupancy rate of 82% and a vacancy rate of 10%; unoccupied homes typically need a different coverage form.
Most homes in Friesland - 65% - are primarily heated with natural gas. Homes heated with propane can carry added fire risk. Fuel-tank leaks and spills are often excluded from standard homeowners policies.
Columbia County had 161 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is hail (Very High). See the full Columbia County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Wisconsin, the statewide average premium for a standard HO-3 homeowners policy is $923 per year (NAIC, 2023 data).
Key figures
| Median home value | $151,300 |
|---|---|
| Median year built | 1946 |
| Owner-occupied share | 82% |
| Share of owner-occupied homes with a mortgage | 73% |
| Top county hazard | Hail (Very High) |
| Active NFIP policies in Columbia County | 161 |
| Home insurance premium | $923 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)