Home Insurance in Suamico, Wisconsin
Homes in Suamico carry a median value of $366,900 - 38% higher than the Brown County median.
Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. The typical home in Suamico was built around 1996. About 10% of homes were built before 1960, about 13 points below Brown County's 22%.
Housing in Suamico breaks down to 90% single-family homes, 7% apartments in buildings with 5+ units and 1% mobile or manufactured homes.
59% of owner-occupied homes in Suamico carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
About 89% of occupied homes in Suamico are owner-occupied. The vacancy rate is 4%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy.
Most homes in Suamico - 77% - are primarily heated with natural gas. Homes heated with propane can carry added fire risk. Fuel-tank leaks and spills are often excluded from standard homeowners policies.
Brown County had 581 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is hail (Relatively High). See the full Brown County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Wisconsin, the statewide average premium for a standard HO-3 homeowners policy is $923 per year (NAIC, 2023 data).
Key figures
| Median home value | $366,900 |
|---|---|
| Median year built | 1996 |
| Owner-occupied share | 89% |
| Share of owner-occupied homes with a mortgage | 59% |
| Top county hazard | Hail (Relatively High) |
| Active NFIP policies in Brown County | 581 |
| Home insurance premium | $923 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)