Home Insurance in Ashwaubenon, Wisconsin
With a median home value of $266,600, Ashwaubenon is close to the Brown County median.
Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild. The typical home in Ashwaubenon was built around 1978. About 9% of homes were built before 1960, about 14 points below Brown County's 22%.
The housing stock in Ashwaubenon is 64% single-family homes and 29% apartments in buildings with 5+ units.
In Ashwaubenon, about 58% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
Ashwaubenon has an owner-occupancy rate of 60% and a vacancy rate of 4%; unoccupied homes typically need a different coverage form.
In Ashwaubenon, 70% of homes are primarily heated with natural gas.
Brown County had 581 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is hail (Relatively High). See the full Brown County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Wisconsin, the statewide average premium for a standard HO-3 homeowners policy is $923 per year (NAIC, 2023 data).
Key figures
| Median home value | $266,600 |
|---|---|
| Median year built | 1978 |
| Owner-occupied share | 60% |
| Share of owner-occupied homes with a mortgage | 58% |
| Top county hazard | Hail (Relatively High) |
| Active NFIP policies in Brown County | 581 |
| Home insurance premium | $923 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)