Home Insurance in Mantua, Utah
The median home value in Mantua is $607,100, 50% higher than the Box Elder County median.
The typical home in Mantua was built around 1998. About 13% of homes were built before 1960, about 11 points below Box Elder County's 24%. Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them.
Housing in Mantua breaks down to 100% single-family homes.
About 67% of owner-occupied homes in Mantua have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
About 97% of occupied homes in Mantua are owner-occupied. The vacancy rate is 8%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy.
Most homes in Mantua - 86% - are primarily heated with natural gas.
FEMA rates Box Elder County's overall risk as Relatively Low, led by wildfire (Relatively Moderate). Box Elder County had 40 active NFIP flood policies as of September 2026. See the full Box Elder County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Utah, the statewide average premium for a standard HO-3 homeowners policy is $1,107 per year (NAIC, 2023 data).
Key figures
| Median home value | $607,100 |
|---|---|
| Median year built | 1998 |
| Owner-occupied share | 97% |
| Share of owner-occupied homes with a mortgage | 67% |
| Top county hazard | Wildfire (Relatively Moderate) |
| Active NFIP policies in Box Elder County | 40 |
| Home insurance premium | $1,107 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)