Home Insurance in Pleasant View, Utah
Homes in Pleasant View carry a median value of $593,400 - 39% higher than the Weber County median.
The typical home in Pleasant View was built around 2003. About 6% of homes were built before 1960, about 18 points below Weber County's 24%. Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild.
Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy. The housing stock in Pleasant View is 81% single-family homes, 5% apartments in buildings with 5+ units and 11% mobile or manufactured homes.
64% of owner-occupied homes in Pleasant View carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
Pleasant View has an owner-occupancy rate of 83% and a vacancy rate of 4%; unoccupied homes typically need a different coverage form.
In Pleasant View, 90% of homes are primarily heated with natural gas.
What's the biggest home insurance risk near Pleasant View? FEMA's National Risk Index points to earthquake (Relatively Moderate) in Weber County and Weber County had 239 active NFIP flood policies as of September 2026. See the full Weber County home insurance overview for all FEMA hazard ratings and flood coverage details. Earthquake damage is excluded from a standard homeowners policy.
The statewide average premium for a standard HO-3 homeowners policy in Utah is $1,107 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $593,400 |
|---|---|
| Median year built | 2003 |
| Owner-occupied share | 83% |
| Share of owner-occupied homes with a mortgage | 64% |
| Top county hazard | Earthquake (Relatively Moderate) |
| Active NFIP policies in Weber County | 239 |
| Home insurance premium | $1,107 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)