HomeInsuranceQts

Home Insurance in Keller, Texas

The median home value in Keller is $594,300, 83% higher than the Tarrant County median.

The typical home in Keller was built around 1999. About 1% of homes were built before 1960, about 12 points below Tarrant County's 13%. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing.

In Keller, the housing stock is 89% single-family homes and 10% apartments in buildings with 5+ units.

In Keller, about 69% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.

Keller has an owner-occupancy rate of 83% and a vacancy rate of 3%; unoccupied homes typically need a different coverage form.

63% of homes in Keller are primarily heated with natural gas.

FEMA rates Tarrant County's overall risk as Relatively High, led by hail (Very High). Tarrant County had 5,647 active NFIP flood policies as of September 2026. See the full Tarrant County home insurance overview for all FEMA hazard ratings and flood coverage details.

In Texas, the statewide average premium for a standard HO-3 homeowners policy is $2,864 per year (NAIC, 2023 data).

This area lists 32 licensed insurance agencies.

Key figures

Median home value$594,300
Median year built1999
Owner-occupied share83%
Share of owner-occupied homes with a mortgage69%
Top county hazardHail (Very High)
Active NFIP policies in Tarrant County5,647
Home insurance premium$2,864 - statewide average (NAIC, 2023 data)
Key home insurance figures for Keller, TX

Licensed insurance agencies in Keller

Data source: Texas Department of Insurance - licensed agencies, https://data.texas.gov/d/3yqc-fcdt

Nearby towns

Sources

Data last updated: 2026-09-29