Home Insurance in Haslet, Texas
Homes in Haslet carry a median value of $616,000 - 90% higher than the Tarrant County median.
Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. The typical home in Haslet was built around 2008. About 4% of homes were built before 1960, about 9 points below Tarrant County's 13%.
In Haslet, the housing stock is 100% single-family homes.
77% of owner-occupied homes in Haslet carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
About 94% of occupied homes in Haslet are owner-occupied. The vacancy rate is 8%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy.
Most homes in Haslet - 58% - are primarily heated with electricity. Homes heated with propane can carry added fire risk. Fuel-tank leaks and spills are often excluded from standard homeowners policies.
Tarrant County's top FEMA-rated hazard is hail (Very High), per FEMA's National Risk Index. Tarrant County had 5,647 active NFIP flood policies as of September 2026. See the full Tarrant County home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in Texas is $2,864 per year, according to the NAIC homeowners insurance report (2023 data).
This area lists 12 licensed insurance agencies.
Key figures
| Median home value | $616,000 |
|---|---|
| Median year built | 2008 |
| Owner-occupied share | 94% |
| Share of owner-occupied homes with a mortgage | 77% |
| Top county hazard | Hail (Very High) |
| Active NFIP policies in Tarrant County | 5,647 |
| Home insurance premium | $2,864 - statewide average (NAIC, 2023 data) |
Licensed insurance agencies in Haslet
- CARDINAL AMERICAN INSURANCE GROUP, LLC, Haslet (General Lines Agency)
- CHERYL STEWART INSURANCE AGENCY, INC., Haslet (General Lines Agency)
- GERALD W. SMITH & ASSOCIATES, INC., Haslet (General Lines Agency)
- INSUREME MULTI-LINE LLC, Haslet (General Lines Agency)
- JEREMY PHILLIPS AGENCY LLC, Haslet (General Lines Agency)
- LONGHORN SHIELD LLC, Haslet (General Lines Agency)
- ROGUE RISK MANAGEMENT LLC, Haslet (General Lines Agency)
- SCOTT STEWART INSURANCE AGENCY, INC., Haslet (General Lines Agency)
- SECURE SHIELD INSURANCE LLC, Haslet (General Lines Agency)
- TEXAS ELITE CAPITAL INSURANCE GROUP LLC, Haslet (General Lines Agency)
- THE E&L INSURANCE AGENCY, INC., Haslet (General Lines Agency)
- XGEN INSURANCE GROUP LLC, Haslet (General Lines Agency)
Data source: Texas Department of Insurance - licensed agencies, https://data.texas.gov/d/3yqc-fcdt
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)
- Texas Department of Insurance - licensed agencies (2026)