Home Insurance in Dalworthington Gardens, Texas
Homes in Dalworthington Gardens carry a median value of $557,700 - 72% higher than the Tarrant County median.
The typical home in Dalworthington Gardens was built around 1986. Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild. About 3% of homes were built before 1960, about 10 points below Tarrant County's 13%.
In Dalworthington Gardens, the housing stock is 94% single-family homes and 3% apartments in buildings with 5+ units.
49% of owner-occupied homes in Dalworthington Gardens carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
Dalworthington Gardens has an owner-occupancy rate of 85% and a vacancy rate of 7%; unoccupied homes typically need a different coverage form.
In Dalworthington Gardens, 52% of homes are primarily heated with natural gas.
FEMA rates Tarrant County's overall risk as Relatively High, led by hail (Very High). Tarrant County had 5,647 active NFIP flood policies as of September 2026. See the full Tarrant County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Texas, the statewide average premium for a standard HO-3 homeowners policy is $2,864 per year (NAIC, 2023 data).
2 licensed insurance agencies serve this area.
Key figures
| Median home value | $557,700 |
|---|---|
| Median year built | 1986 |
| Owner-occupied share | 85% |
| Share of owner-occupied homes with a mortgage | 49% |
| Top county hazard | Hail (Very High) |
| Active NFIP policies in Tarrant County | 5,647 |
| Home insurance premium | $2,864 - statewide average (NAIC, 2023 data) |
Licensed insurance agencies in Dalworthington Gardens
- ALL AROUND AFFORDABLE INSURANCE AGENCY LLC, Dalworthington Gardens (General Lines Agency)
- MRC INSURANCE GROUP LIMITED LIABILITY COMPANY, Dalworthington Gardens (General Lines Agency)
Data source: Texas Department of Insurance - licensed agencies, https://data.texas.gov/d/3yqc-fcdt
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)
- Texas Department of Insurance - licensed agencies (2026)