HomeInsuranceQts

Home Insurance in Arlington, Texas

With a median home value of $304,700, Arlington is 6% lower than the Tarrant County median.

The typical home in Arlington was built around 1986. Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them. About 7% of homes were built before 1960, about 6 points below Tarrant County's 13%.

Housing in Arlington breaks down to 66% single-family homes, 25% apartments in buildings with 5+ units and 2% mobile or manufactured homes.

61% of owner-occupied homes in Arlington carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.

Arlington has an owner-occupancy rate of 54% and a vacancy rate of 7%; unoccupied homes typically need a different coverage form.

71% of homes in Arlington are primarily heated with electricity.

Tarrant County's top FEMA-rated hazard is hail (Very High), per FEMA's National Risk Index. Tarrant County had 5,647 active NFIP flood policies as of September 2026. See the full Tarrant County home insurance overview for all FEMA hazard ratings and flood coverage details.

In Texas, the statewide average premium for a standard HO-3 homeowners policy is $2,864 per year (NAIC, 2023 data).

121 licensed insurance agencies are listed for this area.

Key figures

Median home value$304,700
Median year built1986
Owner-occupied share54%
Share of owner-occupied homes with a mortgage61%
Top county hazardHail (Very High)
Active NFIP policies in Tarrant County5,647
Home insurance premium$2,864 - statewide average (NAIC, 2023 data)
Key home insurance figures for Arlington, TX

Licensed insurance agencies in Arlington

...and 61 more licensed agencies.

Data source: Texas Department of Insurance - licensed agencies, https://data.texas.gov/d/3yqc-fcdt

Nearby towns

Sources

Data last updated: 2026-09-29