Home Insurance in Devine, Texas
The median home value in Devine is $167,900, 30% lower than the Medina County median.
The typical home in Devine was built around 1976. About 22% of homes were built before 1960, about 8 points above Medina County's 14%. Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild.
In Devine, the housing stock is 78% single-family homes, 13% apartments in buildings with 5+ units and 2% mobile or manufactured homes.
About 35% of owner-occupied homes in Devine have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
About 69% of occupied homes in Devine are owner-occupied.
Most homes in Devine - 81% - are primarily heated with electricity.
Medina County's top FEMA-rated hazard is strong wind (Relatively High), per FEMA's National Risk Index. Medina County had 401 active NFIP flood policies as of September 2026. See the full Medina County home insurance overview for all FEMA hazard ratings and flood coverage details.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Texas carries a statewide average premium of $2,864 per year.
This area lists 2 licensed insurance agencies.
Key figures
| Median home value | $167,900 |
|---|---|
| Median year built | 1976 |
| Owner-occupied share | 69% |
| Share of owner-occupied homes with a mortgage | 35% |
| Top county hazard | Strong Wind (Relatively High) |
| Active NFIP policies in Medina County | 401 |
| Home insurance premium | $2,864 - statewide average (NAIC, 2023 data) |
Licensed insurance agencies in Devine
- CAMPSEY INSURANCE AGENCY, LLC, Devine (General Lines Agency)
- GET MORE INSURANCE SERVICES INC, Devine (General Lines Agency)
Data source: Texas Department of Insurance - licensed agencies, https://data.texas.gov/d/3yqc-fcdt
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)
- Texas Department of Insurance - licensed agencies (2026)