Home Insurance in Goree, Texas
The typical home in Goree was built around 1963. About 43% of homes were built before 1960, about 6 points above Knox County's 37%. Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them.
In Goree, the housing stock is 100% single-family homes.
7% of owner-occupied homes in Goree carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
About 90% of occupied homes in Goree are owner-occupied. The vacancy rate is 41%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy.
In Goree, 72% of homes are primarily heated with natural gas.
Knox County had 2 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is hail (Relatively Low). See the full Knox County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Texas, the statewide average premium for a standard HO-3 homeowners policy is $2,864 per year (NAIC, 2023 data).
Key figures
| Median year built | 1963 |
|---|---|
| Owner-occupied share | 90% |
| Share of owner-occupied homes with a mortgage | 7% |
| Top county hazard | Hail (Relatively Low) |
| Active NFIP policies in Knox County | 2 |
| Home insurance premium | $2,864 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)