Home Insurance in Weinert, Texas
The median home value in Weinert is $73,200, 26% lower than the Haskell County median.
Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild. The typical home in Weinert was built around 1964. About 42% of homes were built before 1960, about 2 points below Haskell County's 44%.
In Weinert, the housing stock is 99% single-family homes and 1% mobile or manufactured homes.
About 10% of owner-occupied homes in Weinert have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
Weinert has an owner-occupancy rate of 90% and a vacancy rate of 18%; unoccupied homes typically need a different coverage form.
70% of homes in Weinert are primarily heated with natural gas.
Haskell County had 61 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is wildfire (Relatively Low). See the full Haskell County home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in Texas is $2,864 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $73,200 |
|---|---|
| Median year built | 1964 |
| Owner-occupied share | 90% |
| Share of owner-occupied homes with a mortgage | 10% |
| Top county hazard | Wildfire (Relatively Low) |
| Active NFIP policies in Haskell County | 61 |
| Home insurance premium | $2,864 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)