Home Insurance in Neylandville, Texas
Homes in Neylandville carry a median value of $375,000 - 55% higher than the Hunt County median.
Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them. The typical home in Neylandville was built around 1996. About 0% of homes were built before 1960, about 10 points below Hunt County's 10%.
Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy. The housing stock in Neylandville is 72% single-family homes and 28% mobile or manufactured homes.
About 24% of owner-occupied homes in Neylandville have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
About 67% of occupied homes in Neylandville are owner-occupied.
In Neylandville, 81% of homes are primarily heated with electricity.
Hunt County's top FEMA-rated hazard is tornado (Relatively High), per FEMA's National Risk Index. Hunt County had 186 active NFIP flood policies as of September 2026. See the full Hunt County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Texas, the statewide average premium for a standard HO-3 homeowners policy is $2,864 per year (NAIC, 2023 data).
Key figures
| Median home value | $375,000 |
|---|---|
| Median year built | 1996 |
| Owner-occupied share | 67% |
| Share of owner-occupied homes with a mortgage | 24% |
| Top county hazard | Tornado (Relatively High) |
| Active NFIP policies in Hunt County | 186 |
| Home insurance premium | $2,864 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)