Home Insurance in Greenville, Texas
With a median home value of $219,400, Greenville is 9% lower than the Hunt County median.
Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. The typical home in Greenville was built around 1979. About 16% of homes were built before 1960, about 6 points above Hunt County's 10%.
Housing in Greenville breaks down to 73% single-family homes and 20% apartments in buildings with 5+ units.
51% of owner-occupied homes in Greenville carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
The vacancy rate is 10%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy. About 53% of occupied homes in Greenville are owner-occupied.
54% of homes in Greenville are primarily heated with electricity.
Hunt County had 186 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is tornado (Relatively High). See the full Hunt County home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in Texas is $2,864 per year, according to the NAIC homeowners insurance report (2023 data).
8 licensed insurance agencies are listed for this area.
Key figures
| Median home value | $219,400 |
|---|---|
| Median year built | 1979 |
| Owner-occupied share | 53% |
| Share of owner-occupied homes with a mortgage | 51% |
| Top county hazard | Tornado (Relatively High) |
| Active NFIP policies in Hunt County | 186 |
| Home insurance premium | $2,864 - statewide average (NAIC, 2023 data) |
Licensed insurance agencies in Greenville
- BRANTLEY BURNS INC, Greenville (General Lines Agency)
- GET A POLICY INSURANCE SERVICES LLC, Greenville (General Lines Agency)
- HUNTEX INSURANCE AGENCY LLC, Greenville (General Lines Agency)
- INSURANCE GROUP OF NORTH TEXAS, LLC, Greenville (General Lines Agency)
- JEFF B JONES INSURANCE AGENCY INC, Greenville (General Lines Agency)
- JONES & TURNER INSURANCE GROUP, LLC, Greenville (General Lines Agency)
- PRESTIGE BENEFITS GROUP, PLLC, Greenville (General Lines Agency)
- RCDG ENTERPRISES INC, Greenville (General Lines Agency)
Data source: Texas Department of Insurance - licensed agencies, https://data.texas.gov/d/3yqc-fcdt
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)
- Texas Department of Insurance - licensed agencies (2026)