Home Insurance in Argyle, Texas
With a median home value of $695,300, Argyle is 59% higher than the Denton County median.
The typical home in Argyle was built around 2002. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. About 0% of homes were built before 1960, about 3 points below Denton County's 3%.
The housing stock in Argyle is 98% single-family homes and 2% apartments in buildings with 5+ units.
In Argyle, about 69% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
About 92% of occupied homes in Argyle are owner-occupied. The vacancy rate is 6%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy.
Most homes in Argyle - 52% - are primarily heated with electricity. Homes heated with propane can carry added fire risk. Fuel-tank leaks and spills are often excluded from standard homeowners policies.
Denton County's top FEMA-rated hazard is tornado (Very High), per FEMA's National Risk Index. Denton County had 2,159 active NFIP flood policies as of September 2026. See the full Denton County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Texas, the statewide average premium for a standard HO-3 homeowners policy is $2,864 per year (NAIC, 2023 data).
9 licensed insurance agencies are listed for this area.
Key figures
| Median home value | $695,300 |
|---|---|
| Median year built | 2002 |
| Owner-occupied share | 92% |
| Share of owner-occupied homes with a mortgage | 69% |
| Top county hazard | Tornado (Very High) |
| Active NFIP policies in Denton County | 2,159 |
| Home insurance premium | $2,864 - statewide average (NAIC, 2023 data) |
Licensed insurance agencies in Argyle
- GENESIS INSURANCE GROUP LLC, Argyle (General Lines Agency)
- GRIFFIN INSURANCE AGENCY LLC, Argyle (General Lines Agency)
- HARVEST INSURANCE GROUP PLLC, Argyle (General Lines Agency)
- JOHNNY INSURANCE GROUP LLC, Argyle (General Lines Agency)
- JUSTICE AND ASSOCIATES LLC, Argyle (General Lines Agency)
- QUINN INSURANCE SERVICES LLC, Argyle (General Lines Agency)
- SIMPLER INSURANCE AGENCY, LLC, Argyle (General Lines Agency)
- TRADE ADVANCE PARTNERS INC., Argyle (General Lines Agency)
- TRUE SHIELD INSURANCE AGENCY LLC, Argyle (General Lines Agency)
Data source: Texas Department of Insurance - licensed agencies, https://data.texas.gov/d/3yqc-fcdt
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)
- Texas Department of Insurance - licensed agencies (2026)