Home Insurance in Corinth, Texas
Homes in Corinth carry a median value of $375,600 - 14% lower than the Denton County median.
The typical home in Corinth was built around 1997. About 2% of homes were built before 1960, in line with Denton County (3%). Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild.
In Corinth, the housing stock is 86% single-family homes and 11% apartments in buildings with 5+ units.
69% of owner-occupied homes in Corinth carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
Corinth has an owner-occupancy rate of 77% and a vacancy rate of 4%; unoccupied homes typically need a different coverage form.
57% of homes in Corinth are primarily heated with natural gas.
Denton County's top FEMA-rated hazard is tornado (Very High), per FEMA's National Risk Index. Denton County had 2,159 active NFIP flood policies as of September 2026. See the full Denton County home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in Texas is $2,864 per year, according to the NAIC homeowners insurance report (2023 data).
6 licensed insurance agencies are listed for this area.
Key figures
| Median home value | $375,600 |
|---|---|
| Median year built | 1997 |
| Owner-occupied share | 77% |
| Share of owner-occupied homes with a mortgage | 69% |
| Top county hazard | Tornado (Very High) |
| Active NFIP policies in Denton County | 2,159 |
| Home insurance premium | $2,864 - statewide average (NAIC, 2023 data) |
Licensed insurance agencies in Corinth
- DATCU INSURANCE SERVICES, LLC, Corinth (General Lines Agency)
- GARRISON ENTERPRISES, L.L.C., Corinth (General Lines Agency)
- GARY L PEPPERS INS AGCY INC, Corinth (General Lines Agency)
- KNOWLES INSURANCE GROUP, LLC, Corinth (General Lines Agency)
- MATT FRIESS INSURANCE AGENCY, INC., Corinth (General Lines Agency)
- SATURNINE HOLDINGS LLC, Corinth (General Lines Agency)
Data source: Texas Department of Insurance - licensed agencies, https://data.texas.gov/d/3yqc-fcdt
Nearby towns
- Shady Shores
- Lake Dallas
- Hickory Creek
- Copper Canyon
- Highland Village
- Oak Point
- Lakewood Village
- Double Oak
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)
- Texas Department of Insurance - licensed agencies (2026)