Home Insurance in Grey Forest, Texas
The median home value in Grey Forest is $473,300, 81% higher than the Bexar County median.
The typical home in Grey Forest was built around 1949. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. About 59% of homes were built before 1960, about 43 points above Bexar County's 16%.
In Grey Forest, the housing stock is 99% single-family homes and 1% mobile or manufactured homes.
51% of owner-occupied homes in Grey Forest carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
Grey Forest has an owner-occupancy rate of 94% and a vacancy rate of 13%; unoccupied homes typically need a different coverage form.
59% of homes in Grey Forest are primarily heated with natural gas.
What's the biggest home insurance risk near Grey Forest? FEMA's National Risk Index points to hail (Very High) in Bexar County and Bexar County had 5,101 active NFIP flood policies as of September 2026. See the full Bexar County home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in Texas is $2,864 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $473,300 |
|---|---|
| Median year built | 1949 |
| Owner-occupied share | 94% |
| Share of owner-occupied homes with a mortgage | 51% |
| Top county hazard | Hail (Very High) |
| Active NFIP policies in Bexar County | 5,101 |
| Home insurance premium | $2,864 - statewide average (NAIC, 2023 data) |
Nearby towns
- Helotes
- Leon Valley
- Fair Oaks Ranch
- Castle Hills
- Balcones Heights
- Hollywood Park
- Boerne
- Hill Country Village
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)