Home Insurance in Castle Hills, Texas
With a median home value of $419,400, Castle Hills is 60% higher than the Bexar County median.
The typical home in Castle Hills was built around 1965. About 27% of homes were built before 1960, about 12 points above Bexar County's 16%. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing.
Housing in Castle Hills breaks down to 82% single-family homes and 16% apartments in buildings with 5+ units.
About 57% of owner-occupied homes in Castle Hills have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
About 79% of occupied homes in Castle Hills are owner-occupied. The vacancy rate is 15%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy.
66% of homes in Castle Hills are primarily heated with electricity.
Bexar County had 5,101 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is hail (Very High). See the full Bexar County home insurance overview for all FEMA hazard ratings and flood coverage details.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Texas carries a statewide average premium of $2,864 per year.
1 licensed insurance agencies serve this area.
Key figures
| Median home value | $419,400 |
|---|---|
| Median year built | 1965 |
| Owner-occupied share | 79% |
| Share of owner-occupied homes with a mortgage | 57% |
| Top county hazard | Hail (Very High) |
| Active NFIP policies in Bexar County | 5,101 |
| Home insurance premium | $2,864 - statewide average (NAIC, 2023 data) |
Licensed insurance agencies in Castle Hills
- TREY SOLIS INSURANCE AND FINANCIAL SERVICES, INC, Castle Hills (General Lines Agency)
Data source: Texas Department of Insurance - licensed agencies, https://data.texas.gov/d/3yqc-fcdt
Nearby towns
- Balcones Heights
- Olmos Park
- Alamo Heights
- San Antonio
- Hill Country Village
- Terrell Hills
- Hollywood Park
- Leon Valley
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)
- Texas Department of Insurance - licensed agencies (2026)